Community Resource

Monmouth County Housing Resources

(732) 683-8959

Emergency Housing Assistance

Contact Monmouth County Central Homeless Intake Unit at 732-431-6000 x 4613
After hours contact NJ211 by simply dial 211

Mortgage Assistance

The Emergency Rescue Mortgage Assistance Program (ERMA) was developed to assist eligible NJ homeowners who have been financially affected by COVID-19. The program will help homeowners bring their mortgages and other housing-related expenses current. Apply here, call 855 647-7700, or visit the website

Utility Assistance Agencies

Affordable Housing Alliance (AHA) - Proudly serving New Jersey residents since 1991, the Affordable Housing Alliance is a local non-profit with more than 32 years of experience. In addition to providing affordable housing solutions, the AHA, in collaboration with different Affiliate Agencies throughout the state, manages several programs that help those seeking relief in paying their utility bills. Residents looking for any of the utility assistance programs listed above may reach the Affordable Housing Alliance by calling 732-982-8710 or by visiting

Community Affairs & Resource Center (CARC) - formerly known as Hispanic Affairs and Resource Center, CARC is a nonprofit social service organization established in 1980. CARC is governed by a volunteer Board of Directors comprised of community leaders. CARC provides a variety of programs and services which operate from two sites: the main office located in Asbury Park, New Jersey, and satellite offices in Freehold, Keyport, and Lakewood New Jersey. These sites are accessible via public transportation.

 NJ SHARES - Monmouth County tenants with outstanding utility bills can contact New Jersey SHARES by calling 1-866-657-4273 Monday through Friday 8:30 a.m. to 5:30 p.m. or by visiting their website at Text messaging is also available – text HELP to 64405 to connect with a New Jersey SHARES customer service representative. Message and data rates may apply.

Utility Assistance Programs

Gift of Warmth – New Jersey Natural Gas (NJNG) customers living in Monmouth and Middlesex Counties who have exhausted all other forms of energy assistance can download an application and/or apply by visiting or calling: 732-982-8710.

 Lead-Safe Home Remediation Pilot Grant Program - The purpose of this program is to identify and remediate lead-based paint hazards to prevent elevated blood lead levels in residents in Monmouth, Ocean, and Atlantic Counties, with a specific focus on children and pregnant women. We can however also assist households with no children. The program provides funding and technical assistance to low to moderate-income tenants and owners. Contact CARC for more information by calling 732-774-3282 or visiting

Low Income Home Energy Assistance Program (LIHEAP) and Universal Service Fund (USF) – help with home heating and medically necessary cooling costs for income-qualified households. Guidelines, information, and applications are available at the offices of the AHA or by visiting

Monmouth County ERAP Utility Assistance – Assisting income-qualified tenant households in Monmouth County that have been financially impacted by the COVID-19 pandemic and require home energy payment assistanceLearn more by visiting

NJ SHARES Energy Grant – Assists income-qualified households who are in a temporary financial crisis and need electric and/or gas payment assistance by providing grants of up to $700 per utility to maintain or restore service. Learn more by visiting

NJ SHARES SMART Utility Assistance Grant – Helping income-qualified households that do not qualify for federal or state utility assistance programs but are in a temporary financial crisis in need of electric and/or gas payment assistance by providing grants of up to $500 per utility. Learn more by visiting

Payment Assistance for Gas and Electric (PAGE) – a state-funded utility assistance program that helps low to moderate-income families in New Jersey pay their utility bills. Guidelines, information, and applications are available at the offices of the AHA or by visiting  

Help with rent, security deposits, and other housing-related expenses:

Affordable Housing Alliance
3535 Route 66, Building 4 
Neptune, NJ 07753
Phone: (732) 389-2958
Fax: (732) 389-3163
[email protected]

Office hours: M - F (8-5)

Community Affairs and Resource Center
913 Sewall Avenue
Asbury Park, NJ  07712                  
(732) 774-3282  

Interfaith Neighbors
810 Fourth Avenue
Asbury Park, NJ  07712
(732) 775-0525

Navicore Solutions
200 US Highway 9 North
Manalapan, NJ  07726
(732) 409-6281 ext. 80455

Project PAUL
211 Carr Avenue
Keansburg, NJ  07734
(732) 787-4887

Freehold Open Door (By appointment only)
39 Throckmorton Street
Freehold, NJ 07728
(732) 780-1089

Salvation Army - Asbury Park
605 Asbury Ave.
Asbury Park, NJ 07712
(732) 775-8698

Salvation Army - Red Bank
180 Newman Springs Road
Red Bank, NJ 07701
(732) 747-1626

Community Outreach Group (Calico Cat)
96 Kings Hwy
Middletown, NJ 07748
[email protected]
(732) 671-8775

Community Services
Basic Needs / Assistance
Employment / Training

Last Updated: 03/21/23