The New Jersey Citizen Action Education Fund (NJCAEF) is a non-profit, tax exempt 501(c)(3) organization founded in 1983 to empower low- and moderate-income people and communities of color through direct counseling and services, public policy research and advocacy, community education and training on public policy issues important to working families. Our goals are to promote economic and racial equity, to empower the marginalized, and to build strong communities via services that foster financial stability and mobility.

NJCAEF provides free comprehensive outreach and education services, including HUD-certified housing and foreclosure counseling, homeownership education for first-time homebuyers, financial education and one-on-one financial coaching, tax preparation, and healthcare enrollment assistance. Together, these programs promote affordable homeownership, financial literacy, asset preservation, health care access, and economic growth for New Jersey’s low- to moderate-income communities and people of color.

NJCAEF also works closely with our 501(c)(4) sister organization, NJ Citizen Action, to provide education and research on issue campaigns that advance the interests of working families, including in health care, financial justice, workplace protections, anti-poverty and tax fairness.

Our offices:

Newark

Main Office
The Hahne’s Building
625 Broad Street, Suite 270
Newark, NJ 07102

Phone: (973)643-8800
Fax: (973)643-8100

Economic Security Center
165 Halsey Street
Newark, NJ 07102

Phone: (973)273-0315 or
toll-free 1(888)829-3711

Central Jersey

Highland Park Office
75 Raritan Avenue, Suite 200
Highland Park, NJ 08904

Phone: (732)246-4772
Fax: (732)214-8385

South Jersey

Marlton Office
GreenTree Commons
901 Route 73 North, D
Marlton, NJ 08053

Phone: (856)966-3091
Fax: (856)414-1054

Toll-Free Hotlines

• Loan Counseling 1(800)NJOWNER (1-800-656-9637)
• Taxes 1(888)TAXES-11 (1-888-829-3711)
• Health Care Enrollment and Eviction Prevention 1(888)654-3893
• Oil Group 1(800)464-8465

Age Groups	Adults
Community Services	Basic Needs / Assistance Financial Counseling / Literacy Community Community Education Community Service Family & Support Services Racial / Social Justice Seasonal Programs Tax Preparation
Payment Types	Free
Language Spoken	Spanish
Areas Served	State-Wide

Last Updated: 07/22/26