Community Resource

Monmouth ACTS Financial Recovery Initiative

(732) 683-8959

Introducing the Financial Recovery Initiative 

A Monmouth ACTS resource designed to provide COVID-19 relief for Monmouth County residents 
The financial needs caused by the current devastating COVID-19 pandemic have been far-reaching. While Monmouth ACTS has been consistently working to help with the health needs caused by the pandemic, growing financial challenges caused by increased unemployment and economic uncertainty are beginning to take a toll on residents across Monmouth County. All residents – from families who rely on their weekly wages to put food on the table to individuals who have never faced economic hardships before – need a place to turn for access to clear and consistent financial resources. 

Financial Recovery Initiative Service Areas

Financial Assistance and Support
Financial Coaching and Income Tax Assistance

Housing Assistance
Workforce Development
Nutrition Assistance
Child Care Resources

Financial Assistance and Support, includes government subsidies for individuals and low income families, whether newly in need of services or established recipients. Qualifying requires establishing personal income falls below a certain target level. Support is available in areas of nutrition assistance, health care (typically Medicaid insurance application), and Cash subsidies (typically TANF, which stands for Temporary Assistance for Needy Families).

Financial Coaching and Income Tax Assistance, includes an individualized approach, based on needs, of each person or family. Frequently financial coaching addresses debt management/mediation, family money management skills, credit score improvement. This allows for assessing and guiding an individual to meet their current financial situation and goals.

Housing Assistance

Housing Assistance includes Monmouth County’s housing agency, the Division of Social Services, which is designated as a public housing agency and can provide HUD funding for rental assistance. Housing assistance addresses the needs for rental assistance, as well as case management (i.e. helping individuals understand how to maintain their housing by enhancing personal financial skills and employment skills to increase household income). The goal is to help individuals and families obtain permanent housing. Many network partners provide services in this area. The Affordable Housing Alliance offers support from traditional assistance to permanent housing placement (immediate to long-term housing stability).

Workforce Development

Workforce Development assists individuals with job training, obtaining basic educational requirements for job placement, interviews, and placement into the workforce. Education could include obtaining one’s GED, learning English as a second language, or taking online courses for job re-training purposes. Services can prepare individuals for interviews and placement with established companies.

Nutrition Assistance: Food Sources

Nutrition Assistance is about both assisting individuals and families' need for food, and addressing the impact of poverty on individuals and families through a comprehensive approach. This can include things such as paying for housing expenses, utilities, and access to traditional entitlement programs such as health care (traditionally Medicaid insurance). Proper nutrition means enough food to live a healthy and active life. Service in this area means addressing immediate needs, such as through food pantries, but also directing individuals through a more comprehensive needs approach whether traditional social service support or help with essentials, such as clothing.

Child Care Resources

Childcare resources begin with obtaining guidance from our childcare referral agency which has a network of 390 childcare providers in Monmouth County. It works to assist in finding an appropriate child-care situation and setting. This allows parents to access information to make the best choice for themselves and their children. There are ways to determine what a child’s appropriate care should look like from birth through age 8, from health care to neighborhood safety. There are also before and after school care programs.



NJ Human Services Urges Families to Apply ASAP for School-Age Child Care Tuition Assistance - Application Deadline is December 7th

The New Jersey Department of Human Services is reminding families with incomes up to $150,000 to apply as soon as possible for the school-age tuition assistance program that can help with child care costs as schools operate remotely.

The program’s application deadline is December 7th.  Funding is available through the end of the calendar year.

Under the program, families with incomes up to $150,000 are eligible for tuition assistance to help with child care costs as schools operate remotely. Families can apply for assistance by completing an online application at Those applying need proof of income and a notice or announcement from their child’s school of a remote learning schedule, including hours.

Monmouth County Small Business Grant Program Expanded

Freeholder Director Arnone announces the County has expanded the Monmouth County CARES Economic Assistance Grant Program to allow small businesses to apply for an additional $10,000-for a total of up to $20,000 in grant money.

Any small business that has already applied and submitted expenses in excess of $20,000 does not need to do anything as those applications will be reviewed and eligible expenses will be processed. If a business submitted more than $10,000 but less than $20,000 and has incurred additional expenses, they are asked to please submit them as soon as possible.

To apply for a grant, small business owners can go to or call 732-375-2196, Monday through Friday from 9 a.m. to 5 p.m.

To date, the County has approved over 2,100 applications and disbursed nearly $18 million in grant funds.

For more information about the Grant program and to read the entire press release regarding this announcement, go to:

A Second Round of Funding for Emergency Solutions Grant - Coronavirus (ESG-CV) (Housing) 

Emergency Solutions Grant is a program designed and intended to cover homelessness prevention and tailored for those purposes. Emergency Solutions Grant for Coronavirus (ESG-CV) funds must be used to “prevent, prepare for and respond to coronavirus, among individuals and families who are homeless or receiving homeless assistance and to support additional homeless assistance and homeless prevention activities to mitigate the economic impacts created by coronavirus”. Eligible costs to prevent, prepare for and/or respond to the effects of coronavirus include: street outreach, emergency and temporary shelter, hotel or motel costs for isolation/quarantine or if in supportive housing, rental assistance, utility assistance, move-in costs (rapid rehousing & homelessness prevention), and landlord incentives.

The regular annual ESG money and this special ESG CARES Act money go through the Monmouth County Office of Community Development. The Homeless Systems Collaborative (HSC aka Homeless Hub) work with CD to review proposals and determine how to allocate the funds. The first round was around $750,000.  It went for Homeless Prevention (Interfaith Neighbors and Project Paul), Rapid Re-housing (Interfaith Neighbors and 180), Emergency shelter (180) ,Transitional Housing (Catholic Charities for Linkages) and Outreach (Mental Health Association). The Prevention funds will help people who are looking for rental assistance.  The eligibility is 50% of Area Median Family Income – around $54,00/yr. There will be another round of ESG CARES Act funding and the application will be issued from CD the end of this month or in December.  That amount is around $1.3 million.  Any agency that receives these funds must participate in the HMIS (Homeless Management Information System).

CDBG-CV - Housing

This is a HUD, CARES Act, program (Housing and Urban Development) – A grant was given to the county for this program. It is currently under the control of the Monmouth County through the Monmouth County Office of Community Development. [email protected] or 732-431-7460. For Laura Kirby (director) ext. 2287. She is also a member of the Homeless Systems Collaborative Executive Committee.

COVID-19 Housing Assistance Program ("C.H.A.P.") (Housing) 

After only four days of accepting applications, not long enough for our members to enter applications for qualified applicants, this state program is no longer accepting applicants until further notice.

Eviction Moratorium and  Backlog of Evictions (Housing)

A statewide eviction moratorium extends to December 31st, nonetheless 6,000 additional evictions were filed in New Jersey's courts last month, pushing the statewide total of landlord-tenant evictions up to 32,000. [1] Referred to publicly as a “tsunami of evictions.” Karen Yi, Another 6,000 Evictions Filed In N.J. Court Last Month As Rent Relief Bill Stalls, WYNC News, Oct. 16, 2020,

Utility Assistance

             Utilities assistance programs, USF, PAGE and LIHEAP, exist and are available. They can allow residents to claim approximately $2,000 per year for assistance.[1] On October 15, 2020 Governor Phil Murphy signed Executive Order No. 190, extending a moratorium preventing New Jersey residents from having their utilities disconnected through at least March 15, 2021.[2] Some CARES Act funding, including CDBG-CV housing funds, are allowed to be used for utility assistance for qualified applicants. [1] USF, PAGE, LIHEAP: [2] State of New Jersey through the Office of Governor Phil Murphy, Governor Murphy Signs Executive Order Extending Utility Shutoff Moratorium Through March 15, 2021, Official Site of the State of New Jersey, Oct. 15, 2020,


Video Clips 

1. Introduction the websites: Monmouth ACTS, financial Recovery Initiative, and MRN page


Call our Warm Line at 732-683-8959 and a member of our Financial Recovery team will be on hand to assess your needs and direct you to the resource that is right for you.

If you are an organization that would like to be involved in the Financial Recovery Initiative, contact:
Tyler Breaux
Coordinator, Financial Recovery Initiative
(848) 303-0389
[email protected]

Age Groups
  • Children
  • Adolescents
  • Adults
  • Seniors
Community Services
Basic Needs / Assistance
Employment / Training
Health Services
Areas Served
  • Monmouth County

Last Updated: 12/01/20